Privacy Policy

Last Updated: May 02, 2026

1. Introduction

Finance Guarantee ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our financial services.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or use our services.

2. Information We Collect

2.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for an account
• Request information about our services
• Subscribe to our newsletter
• Fill out a contact form
• Apply for financial products or services

This information may include:

• Name and contact information (email address, phone number, mailing address)
• Date of birth and Social Security number
• Financial information (income, assets, credit history)
• Employment information
• Government-issued identification documents
• Bank account and payment information

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device, including:

• IP address and browser type
• Operating system and device information
• Referring URLs and pages visited
• Date and time stamps
• Clickstream data

2.3 Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities. You can set your browser to refuse cookies, but this may limit your ability to use certain features of our website.

3. How We Use Your Information

We use the information we collect for various purposes, including:

• Processing your applications for financial products and services
• Providing customer service and support
• Sending you marketing communications (with your consent)
• Analyzing website usage and improving our services
• Complying with legal and regulatory requirements
• Detecting and preventing fraud and security incidents
• Personalizing your experience on our website
• Conducting market research and analysis

4. Information Sharing and Disclosure

4.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

• Payment processors and financial institutions
• Credit reporting agencies
• Technology and hosting providers
• Marketing and analytics services
• Customer relationship management platforms

4.2 Legal Requirements

We may disclose your information when required by law or in response to:

• Court orders or legal processes
• Requests from government authorities
• Protection of our rights, property, or safety
• Investigation of fraud or security issues

4.3 Business Transfers

In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.

4.4 Consent

We may share your information with third parties when you have given us explicit consent to do so.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data in transit and at rest
• Regular security assessments and audits
• Access controls and authentication procedures
• Employee training on data protection
• Secure data centers with physical security controls

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. The retention period may vary based on:

• The nature of the information collected
• The purpose for which it was collected
• Legal, regulatory, and contractual obligations
• Our legitimate business interests

7. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information:

• Access: You can request access to the personal information we hold about you
• Correction: You can request that we correct inaccurate information
• Deletion: You can request deletion of your personal information, subject to certain exceptions
• Opt-Out: You can opt out of marketing communications at any time
• Data Portability: You can request a copy of your data in a portable format
• Restriction: You can request that we restrict processing of your information

To exercise these rights, please contact us using the information provided at the end of this policy.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

9. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from the laws of your country. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after any changes indicates your acceptance of the updated policy.

12. Contact Information

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Finance Guarantee
Email: info@financeguarantee.info
Phone: +91 98509 52508
Address: Ahmadnagar, Gavthan, Maharashtra — 414305

Terms of Service

Last Updated: May 02, 2026

1. Acceptance of Terms

Welcome to Finance Guarantee. By accessing or using our website, mobile applications, or services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services.

We reserve the right to modify these Terms at any time. Your continued use of the Services following any changes constitutes acceptance of those changes.

2. Description of Services

Finance Guarantee provides comprehensive financial services, including but not limited to:

• Wealth management and investment advisory
• Loan origination and lending services
• Insurance products and services
• Digital payment solutions
• Home warranty services
• Debt relief and consolidation programs
• Financial planning and consultation

The availability of specific services may vary based on your location, eligibility, and regulatory requirements.

3. Eligibility

To use our Services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete information during registration
• Not be prohibited from using our Services under applicable law
• Not have had your account previously terminated by us

By using our Services, you represent and warrant that you meet these eligibility requirements.

4. Account Registration and Security

4.1 Account Creation

To access certain features of our Services, you may need to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Notify us immediately of any unauthorized use of your account

4.2 Account Responsibility

You are responsible for all activities that occur under your account. We are not liable for any loss or damage arising from your failure to maintain account security.

5. Financial Services Terms

5.1 Investment Advisory Services

Investment advisory services are provided subject to:

• Completion of a suitability assessment
• Execution of an investment advisory agreement
• Compliance with applicable securities regulations
• Market risks and volatility disclaimers

Important: Past performance does not guarantee future results. All investments carry risk, including possible loss of principal.

5.2 Lending Services

Loan products are subject to:

• Credit approval and underwriting review
• Income and employment verification
• Collateral requirements (where applicable)
• Specific terms outlined in your loan agreement

Interest rates, fees, and repayment terms will be clearly disclosed before you accept any loan offer.

5.3 Insurance Services

Insurance products are offered through licensed insurance providers. Coverage terms, exclusions, and limitations are detailed in individual policy documents.

6. Fees and Payments

6.1 Service Fees

Fees for our Services vary by product and service type. All applicable fees will be disclosed to you before you commit to any service. Fee structures may include:

• Asset-based management fees
• Transaction fees
• Advisory fees
• Loan origination fees
• Insurance premiums

6.2 Payment Terms

You agree to pay all fees associated with the Services you use. Payments are due as specified in your service agreement. Failure to make timely payments may result in:

• Late fees or penalties
• Suspension or termination of services
• Reporting to credit bureaus
• Collection activities

6.3 Refund Policy

Refund eligibility depends on the specific service and applicable regulations. Certain fees, once incurred, are non-refundable. Please contact us for specific refund inquiries.

7. Intellectual Property Rights

All content on our website and Services, including text, graphics, logos, images, software, and other materials, is the property of Finance Guarantee or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or branding without authorization
• Reverse engineer or decompile our software
• Remove or alter any copyright or proprietary notices

8. Prohibited Uses

You agree not to use our Services to:

• Violate any applicable laws or regulations
• Engage in fraudulent or deceptive practices
• Transmit malware, viruses, or harmful code
• Interfere with or disrupt our Services
• Impersonate any person or entity
• Harvest or collect user information without consent
• Use automated systems to access our Services without authorization
• Engage in money laundering or terrorist financing

9. Disclaimers and Limitations of Liability

9.1 Service Availability

We strive to maintain the availability of our Services but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time.

9.2 "As Is" Basis

Our Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9.3 Limitation of Liability

To the maximum extent permitted by law, Finance Guarantee shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

10. Indemnification

You agree to indemnify, defend, and hold harmless Finance Guarantee, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

• Your access to or use of the Services
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit through our Services

11. Regulatory Compliance

Our financial services are subject to various regulatory requirements. We comply with all applicable federal, state, and local laws, including but not limited to:

• Securities and Exchange Commission (SEC) regulations
• Financial Industry Regulatory Authority (FINRA) rules
• Consumer Financial Protection Bureau (CFPB) guidelines
• State banking and insurance regulations
• Anti-money laundering (AML) and Know Your Customer (KYC) requirements

12. Dispute Resolution

12.1 Arbitration Agreement

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved through binding arbitration, except where prohibited by law. The arbitration will be conducted by a single arbitrator in accordance with the rules of a recognized arbitration association.

12.2 Class Action Waiver

You agree to resolve disputes with us on an individual basis and waive the right to participate in class actions or class-wide arbitration.

12.3 Exceptions

Either party may seek injunctive or other equitable relief in court to prevent infringement of intellectual property rights or confidential information.

13. Termination

13.1 Termination by You

You may terminate your account at any time by contacting us. Upon termination, you remain liable for all outstanding fees and obligations.

13.2 Termination by Us

We reserve the right to suspend or terminate your access to the Services at any time, with or without cause, including for:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• Extended inactivity

13.3 Effect of Termination

Upon termination, your right to use the Services ceases immediately. Provisions that by their nature should survive termination will continue to apply.

14. Privacy and Data Protection

Your use of our Services is also governed by our Privacy Policy. By using our Services, you consent to our collection, use, and disclosure of your information as described in the Privacy Policy.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where our principal office is located, without regard to its conflict of law provisions.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements you enter into with us, constitute the entire agreement between you and Finance Guarantee regarding the Services.

18. Contact Information

For questions about these Terms or our Services, please contact us:

Finance Guarantee
Email: info@financeguarantee.info
Phone: +91 98509 52508
Address: Ahmadnagar, Gavthan, Maharashtra — 414305

19. Acknowledgment

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.